“We Bring your Dreams to Life.”
Ummeed Housing Finance Private Limited (UHFPL) provides affordable housing finance to the low-and middle-income households. Ummeed serves the customers of underserved and underbanked segment predominately in Tier 2, Tier 3 and Tier 4 cities with presence through 66 hubs in 6 states across North India. The company has built a fully digitized loan approval and disbursal process, which allows for a quick turnaround of customer requests. While the company’s primary focus continues to be on the housing loan segment, it also offers secured business loans to the MSME sector. The company offers loan in the range of INR 3 lac to INR 50 lac for home purchase, home construction, home renovation, home repair and renovation, loan against property and business loans. The company has disbursed loans to over 20,000 customers since inception.
Saarthi by Ummeed App Features
Saarthi by Ummeed is an Application from UHFPL for its Partners. (It is not a Loan providing application). This app allows the following features for the Ummeed Partners
1. Registration on the App
2. Providing their information on the App which includes their contact information
Products offered by Ummeed Housing Finance:
Housing Finance
Business Finance
Loan against Property
To become a Partner with Ummeed, the person needs to be:
1. Indian citizen
2. Age of + 21
3. Minimum salary of Rs. 25,000 a month.
4. One active bank Account
5. Working phone number
The Process:
1. Install the Saarthi by Ummeed app from the Apple store.
2. Register yourself via your mobile number.
3. Fill in your basic details.
Information required for registering on the App :
1. Name
2. Address
3. Identity Proof - Aadhaar Card or PAN card
6. Bank Details
Loan Terms:-
*Home loan to purchase house.
*Loan for Salaried & Self Employed borrowers.
*Loan amount from 3 lakhs to 50 lakhs.
*Tenor from 2 years to 20 years.
*Borrower should have a bank account.
*Customer should be more than 25 years of age and not more than 65 years at the time of loan maturity.
*Should be residing in a city where UMMEED HOUSING FINANCE has an office.
*Guarantor not mandatory.
*All the owners of the financed property and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.
NBFC DETAILS
Ummeed Housing Finance is a professionally managed housing finance company, registered with National Housing Bank (NHB
(RBI Approved)